Personal Loan

Get Personal Loans from Bhatkal Bank.

• For Salaried Persons :

1. Employees of reputed and financially sound organization.
2. Minimum Gross take home salary of INR.15,000/- per month and Confirmed service for at least one year.

• For businessmen & Professionals :

1. Business should have establishment of minimum of three years.

• Co-Applicant :

1. Spouse /parents of the applicant can be taken if required.

• Duly filled form with :

1. Income Proof of Applicant(s) & Guarantor(s)
2. Residential Proof of Applicant(s) & Guarantor(s)
3. PAN Card of Applicant(s) & Guarantor(s)
4. KYC of Applicant(s) & Guarantor(s)

• No Prime Security
• Two Acceptable Guarantors and Security holders to be also taken as guarantors.
• Other Charges : One Upfront EMI, Franking Charges, etc

• Borrower & Co-Borrower : Regular Membership fees @ 5% of Unsecured loan amount (Maxi.Rs.5.00L)
• Guarantors : Nominal membership.