Service Charges
MAINTENANCE OF ACCOUNTS
1. Issue of Passbook and statement of Account for new account opened
Savings Bank A/c
Nil
Current/Cash credit A/c (for latest entry)
Nil
Current/Cash Credit A/c (for every additional page)
Nil
2. Issue of Duplicate Pass Book
Savings Bank/ NRE Savings Bank A/c
Rs.25/-
Current Account/Cash Credit A/c
Rs.50/-
For old entries of SB/NRE SB/CA/CC/OD Accounts per page
Rs.10/-
3. Issue of Cheque Books-MICR - CTS Cheques
Savings Bank - 50 Leaves free per year
Rs. 3/- per additional leaf
Current /CC /OD Account -100 Leaves free per year
Rs. 3/- per additional leaf
Issue of single cheque leave for cash withdrawal
Rs. 20/- per leaf
4. Stop Payment Instructions
Savings Bank A/c
Rs.50/-
Current / Cash Credit /Over Draft A/c
Rs.100/-
5. Standing Instructions
Within the same Branch
Rs.20/-
Branch to another Branch
Rs.30/-
6. Confirmation of Specimen Signature
For all purpose
Rs.50/-
Photo attestation
Rs.50/-
7. Issue of Certificates
All types of certificates to be issued from the Branches (No Objection/No dues/Balance Certificate/Interest paid Certificate etc
Rs.100/-
8. Issue of Duplicate deposit receipts
Term Deposit Receipt (Indemnity Bond for Rs. 200/-)
Rs.100/-
All types of deposits (Indemnity Bond for Rs. 200/-)
Rs.100/-
9. Re-operation of In-operative /Dormant Accounts
Savings Bank (for re-operation)
Nil
Current Account (for re-operation)
Nil
10. Transfer of Deposits (Proceeds of deposit or interest amount)
Within the Bank/Branches
Nil
To other Banks
Charges as applicable to DD or RTGS/NEFT Charges + Postage
Payment of deposit receipt to other bank-Local
Charges as applicable to DD or RTGS/NEFT Charges + Postage
Payment of deposit receipt to other bank-Outstation
Charges as applicable to DD or RTGS/NEFT Charges + Postage
11. Closure of account
Savings Bank/ NRE Savings Bank A/c (within one year)
Rs.50/-
Current A/c (within one year) (for individual/Firms/Associations/Companies)
Rs.100/-
12. Cheque Return Charges (collection through clearing/outstation /counter presentation)
Savings Bank/ NRE Savings Bank A/c (per cheque)
Rs.150/- + GST
Current/Cash Credit/Overdraft
Rs.250/- + GST
REMITTANCES.
1. Issue of Demand Drafts/ Multi-City CTS Cheques on Apex/SCDCC/IDBI/ICICI Banks etc. (Cash / Non Cash)
Up to Rs.5000/-
Rs.20/-
Rs.5,001 to Rs.10,000/-
Rs.40/-
Above Rs. 10,000/-
Rs.40 plus Rs.3/- per thousand.
2. Issue of Demand Drafts on Corporation Bank
Up to Rs.500/-
Rs.10/-
Rs.501/- to Rs.1,000/-
Rs.15/-
Rs.1,001/- to Rs.5000/-
Rs.25/-
Rs.5,001 to Rs.10,000/-
Rs.30/-
Rs. 10,001/- to Rs.50,000/-
Rs.3.00/1000+GST @18%
Rs.50,001/- to Rs.1,00,000/-
Rs.2.50/1000+GST @18%
Above Rs.1,00,000/-
Rs.2.00/1000+GST @18%
3. Issue of Pay Orders(PO)/ Bankers Cheque
Up to Rs.5000/-
Rs.30/-
Rs.5,001 to Rs.10,000/-
Rs.60/-
Above Rs. 10,000/-
Rs.60 plus Rs.2/- per thousand.
4. Revalidation/Cancellation & Issue of Duplicate DD/ Pay Orders or Bankers Cheque
Revalidation (per instrument)
Rs.75/-
Cancellation (per Instrument)
Rs.75/-
Duplicate DD/Pay Order
Rs. 100/- + Stamp Paper charges
COLLECTIONS.
1. Collection of Outward/Inward Cheque’s
Up to Rs.5,000/-
Rs.25/-
AboveRs.5,000/- upto including Rs.10,000/-
Rs.50/-
AboveRs.10,000/- upto including Rs.1,00,000/-
Rs.100/-
Above Rs.1,00,000/-
Rs.100/- +Rs.2/1000 + Postage
2. Collection of Inward Bills (IBC) (Within the state)
Bills Inward up to Rs.5,000/-
Rs.50/-
Bills inward above Rs.5,000/-
Rs.50/- +Rs.2/1000 (Min Rs.50+ Postage)
Bills returned
As per slab + Postage
Bills free of Payment
As per slab + Postage
3. Collection of Inward Bills (IBC) (Outside the state)
Bills Inward up to Rs.5,000/-
Rs.50/-
Bills Inward above Rs.5,000/-
Rs.50+ Rs.6/1000(Min Rs.50 + Postage)
Bills returned
Rs.100/- plus VPP Charges
Bills free of Payment
Usual Commission plus postage
4. Return/ Dishonour of Bills/Cheque’s received in inward clearing
Savings Bank A/c: 1st Time
Rs.75/-
Savings Bank A/c: 2nd Time
Rs.150/-
Savings Bank A/c: Afterwards
Rs.200/-
Current/OD/CC A/c 1st Time
Rs.100/-
Current/OD/CC A/c 2nd Time
Rs.150/-
Current/OD/CC A/c Afterwards
Rs.250/-
5. Cheque return charges for Outstation Cheques
Received for collection other than member Banks under IMA Membership
*Actual cheque return charges + VPP Charges
Received for collection from IMA Member Bank and Urban Banks
Free
*Note: Actual Cheque return charges for Savings bank/NRE SB is Rs.25/- and Current A/c/Cash Credit/Over Draft is Rs.50/-
PURCHASE/ DISCOUNT OF CHEQUES/BILLS
1. Savings Bank/Current A/c/Cash Credit/Over Draft
Drawn on our Branches
Free
Drawn on other Banks
Rs.100/- + Interest @ 16.5% + Postage
2. NRE Cheques/DD’s
Local cheque’s/ DD’s
Free
Out-station Cheque’s / DD’s
Free
SAFE DEPOSIT LOCKERS
Charges & Annual Rent
Annual Rent Small
Rs.700/-
Medium
Rs.1000/-
Large
Rs.2000/-
New Locker Service Charges per Locker.
Rs.200/-
Charges for surrender of Locker.
Rs.200/-
Replacement/Break Open Charges.
Rs.6000/-
Penal Rent
Small
Rs.100/- p.a
Medium
Rs.300/- p.a
Large
Rs.1000/- p.a
Penal Charges for non-payment of all types of Safe Locker Rent
As above
Locker Operation Charges
Upto 25 operations per year
Free
Above 25 upto 50 operations per year
Rs. 40/- per operation
Above 50 operations per year
Rs.300/- plus Rs.50/- per operation
CHARGES ON NEFT AND RTGS
NEFT
Inward
Free
Outward Upto Rs 1,00,000/-
Rs. 10 +GST
Outward Above Rs 1 Lakh to Upto 2 2 Lakhs
Rs. 25 +GST
RTGS
Inward
Free
Outward Above Rs 2 Lakh to Upto 5 Lakhs
Rs. 30 + GST
Outward Above Rs 5 Lakh
Rs. 50 +GST
ADVANCES
Issue of Loan Applications
Personal Loan Upto Rs 25,000/-
FREE
Personal Loan Above Rs 25,000/- upto Rs. 1 Lakh
Rs.75/-
Personal Loan Above Rs. 1 Lakh upto Rs. 3 Lakhs
Rs.100/-
Personal Loan Above Rs. 3 Lakh upto Rs. 5 Lakhs
Rs.150/-
Two Wheeler Loans
Rs.125/-
All other Loan Applications
Rs.200/-
Processing Charges
Loans
Above Rs.50,000/- to Rs.1,00,000/-
Rs.400/-
Above Rs.1,00,000/-
Rs.500/- or Rs.5/- per 1000
Term Loans & New Cash Credit Loans
Upto Rs.1 Lakh
Minimum of Rs.500/- + Rs.5/-per 1000
Above Rs.1 Lakh upto Rs.10 Lakhs
Minimum of Rs.500/- + Rs.7.50 per 1000
Above Rs.10 Lakhs
Minimum of Rs.7,500/- + Rs.7.50/-per 1000. (Maximum of Rs. 5 Lakhs)
Cash Credit Renewals
Upto Rs. 1 Lakh
Rs.300/-
Above Rs. 1 Lakh upto Rs. 2 Lakhs
Rs.1000/-
Above Rs. 2 Lakhs upto Rs. 3 Lakhs
Rs.1500/-
Above Rs. 3 Lakhs upto Rs. 4 Lakhs
Rs.2000/-
Above Rs. 4 Lakhs upto Rs. 4 Lakhs
Rs.2500/-
Above Rs. 5 Lakhs
Minimum Rs.5000/- + 0.20 per Thousand and Maximum Rs. 25,000/-
Loan Repayment through Cheques
Cheque Return Charges
Rs.200/- per return
Statement of Account
Loan Account
Rs.50/- per Account
Registration of Vehicle with the Registering Authority
Within One Month
Nil
After One Month
2% per Month on the Outstanding Amount
Submission of Statement of Account
Through eMail
Free
Jewel Loan Release
Upto Rs. 5,000/-
Rs.25/-
Above Rs.5,000
Rs.20/- + Rs.3/- per Hundred + Notice Charges
Inspection Charges per occasion in respect of assets Hypothecated/Mortgaged/Stock-in-Trade
Upto Rs.1 Lakh
Nil
Above Rs. 1 Lakh up to Rs. 5 Lakhs
Rs.500/-
Above Rs. 5 Lakhs up to Rs. 10 Lakhs
Rs.1,000/-
Above Rs. 10 Lakhs
Minimum of Rs.1,000/- + Rs.2/- per Thousand and Maximum of Rs.10,000/-
Inspection of Vehicles
Two Wheelers
Rs.100/-
Three Wheelers
Rs.200/-
Four Wheelers (Light Weight Vehicles)
Rs.400/-
Lorry, Other Heavy Duty Vehicles & Machineries
Rs.500/-
CA Stock Audit Fees (For CC Limit Rs. 1 Crore and Above)
Rs.5,000/- + TA
BANK GUARANTEES/LETTER OF CREDIT/ SOLVENCY CHARGES
Issuance of Bank Guarantee/Letter of Credit/Solvency Charges
Issuance of Bank Guarantee/Letter of Credit
3.00% of the Bank Guarantee (Minimum Rs.500.00))
Upto Rs. 1 Lakh
Rs.500/-
Above Rs. 1 Lakh
Rs.500/- + Rs.200/- per Lakh (Maximum of Rs.3,00,00/-)
Stamp Duty
Stamp Duty Charges
A per State Stamp Act
MISCELLANEOUS
RuPay ATM Cards
Issue of Debit Card
Free
Card Replacement
Rs.150/-
Operation Charges in our ATMS
Free
Annual Fees
Free
Balance Enquiry
Free
Fax/Telephone/Modem
Usage
Rs.100/- or Actuals whicever is higher
Account Closure (Savings Bank & Current A/cs)
Closed within one year from the Date of Opening
Rs.50/-
Closed After One Year
Nil
In-operative Account Charges
Conversion Charges
Nil
Enquiries relating to Old Records
1 to 3 years
Rs.100/- per request
Above 3 years
Rs.200/- per request
Courier
Within Karnataka State
Rs.15/-
Out of Karnataka State
Rs.50/-
Transfer of Vehicle Ownership